Mortgage advisory services

Turning the pipe dream of home ownership into a reality

What if securing a home for you and your family wasn’t a pipe dream? With our mortgage advisory services, it doesn’t have to be. At SFR, we demystify the mortgage process, offering non-broking advice that matches your financial situation and lifestyle aspirations. We guide you through every step, ensuring you understand your options — like loan types and interest rates — to secure the perfect mortgage deal for not only your long-term financial plan but also where you’re at today.

How mortgage advisory services
can optimise your loan

Personalised options

Discover mortgage solutions tailored to your specific financial situation.

Cost savings

Identify opportunities to save on fees and reduce overall loan costs.

Market knowledge

Benefit from up-to-date information on market trends and lending criteria.

Expert negotiation

Leverage our expertise to negotiate better terms or refinance.

The SFR difference

Our mission is to get you to a place where money is no longer a source of stress in your life

Unlike some other financial advisory services, we don’t overhype and overpromise. That’s because having absurdly large figures in your bank account doesn’t necessarily correlate with happiness. Instead, we’ll do our very best to remove money as a source of stress in your life so you can embrace the freedom you deserve.

  • All the financial advisory services you need, under one roof
  • Total transparency, and empowerment through education
  • Securing your future without sacrificing your freedom now
  • 20+ years of experience, and fully licensed in all areas
  • A thriving global network, offering lucrative opportunities

Our process

3 steps to kickstart your journey
to financial freedom


To begin, please call or email us. We’ll organise an in-person meeting at a time that suits you.



We’ll go through all the ways we can improve your financial situation — no obligations.



Now, we begin our journey together — growing your wealth and securing your future.


Frequently asked questions

Are SFR mortgage brokers?

We offer mortgage advice, guiding you through every step and ensuring you understand your options, but we are not mortgage brokers. With that said, finding the right mortgage broker for you is a part of our service.

How can I prepare for the mortgage application process?

Start by gathering financial documents, understanding your credit score, and considering your budget for down payment and monthly payments. We’ll guide you through the rest, ensuring you’re fully prepared.

Can you help me decide between a fixed and variable rate mortgage?

Absolutely. We’ll discuss the pros and cons of each, considering your financial stability, risk tolerance, and market conditions, to help you choose the option that best suits your needs.

What if my financial situation changes during my mortgage term?

We’re here for you. Whether it’s refinancing options, loan restructuring, or advice on managing your payments, our team provides ongoing support to adapt to your evolving financial landscape.

Our services

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